Specialized Statutory Calculators (Act 63 of 2001 & BCEA)

Retrenchment Runway, Short-Time & Dependent Benefit Calculator

Go beyond standard unemployment payouts: combine your BCEA Section 41 Retrenchment Severance Package with your UIF timeline, calculate Section 12(1B) Reduced Working Hours ("Short-Time") top-ups, or estimate Section 30 Deceased Breadwinner claims.

Retrenchment Package Inputs

BCEA Section 41 + UIF Act 63

Gross Monthly Salary (ZAR)

Completed Years with This Employer

Years (BCEA Severance)

BCEA Section 41 mandates at least 1 week's pay per completed year.

Months Contributed to UIF (Last 4 Years)

Months (Max 48)

Unused Annual Leave Days Owed

Working Days

Your Monthly Household Essential Expenses

Used to calculate how many months your total safety net will last.

Include BCEA Statutory Notice Pay (paid in lieu of working notice)

Combined Employer Package + UIF Entitlement 10.3 Months Cashflow Runway

Total Combined Financial Safety Net

R108,420.95

Covers 10.3 months of essential living expenses at R10,500/mo

1. Employer Lump Sum (BCEA)

R38,076.10

Severance (5 wks): R17,307.83
Notice Pay (4 wks): R13,846.26
Leave (10.0 days): R6,922.01

2. Total UIF Payout (Act 63)

R70,344.85

Monthly UIF Rate: ~R5,862.07/mo
Daily Benefit: R192.73/day
Credit Days Accrued: 365 days (~12.0 mos)

SARS Tax Rule & UIF Guarantee: Statutory severance of R17,307.83 falls within the SARS R550,000 lifetime tax-free severance lump-sum threshold (0% tax on severance portion). Furthermore, receiving a retrenchment severance package never reduces or disqualifies your UIF unemployment payout.

Short-Time Benefit Inputs

Section 12(1B) Reduced Working Time

Normal Gross Monthly Salary (Before Short-Time)

Reduced Monthly Salary (During Short-Time)

Enter what your employer is paying you while on reduced hours/days.

Months Contributed to UIF

Months

Estimated Duration of Short-Time (Calendar Days)

Days

Section 12(1B) Reduced Working Time Top-Up IRR: 40.63%

Estimated Monthly UIF Top-Up

R4,876.04/mo

Total Top-Up over 90 payable days: R14,427.72

Reduced Employer Pay R6,000.00

Combined Take-Home R10,876.04

Income Preserved 90.6%

How to Claim Short-Time (Code 09): Qualifies under Section 12(1B) of the Unemployment Insurance Act. UIF tops up the gap between your reduced daily pay and the R17,712 statutory cap up to your Daily Benefit Amount. Required forms: Form UI-19 (Code 09), Form UI-2.7 (employer declaration of reduced pay), Form UI-2.8, and company letter confirming short-time schedule.

Deceased Contributor Details

Section 30 Dependent's Benefit

Deceased's Last Gross Monthly Salary (ZAR)

Months Deceased Worked & Contributed (Last 4 Yrs)

Months

Who is Applying?

Months Elapsed Since Passing

Months (18-Mo Window)

Surviving Spouse or Life Partner (Section 30(1)) Within 18-Month Statutory Window

Estimated Total Dependent's Benefit Payout

R66,442.45

Based on 365 accrued credit days at R182.03/day (39.55% IRR)

Mandatory Documents for Labour Centre Submission:

Form UI-2.5 (Application for Dependant's Benefits by Spouse/Life Partner)
Form UI-19 (Completed by deceased's last employer)
Form UI-2.8 (Bank-stamped account verification)
Certified Death Certificate of contributor
Certified Marriage Certificate, Lobola letter/affidavit, or proof of life partnership
Certified ID copies of both the deceased and surviving spouse/partner

Under Section 30 of the Unemployment Insurance Act, a surviving spouse or life partner has 18 months from the date of death to lodge a Dependent's Benefit claim equal to the deceased's accrued UIF benefits.